Database Answers Challenger Banks
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Data Model for Challenger Banks   
We would be glad to have your comments.
Here's an article in the Financial Times about Digital Challenger Banks and here is the architecture for our Cloud Service for Banking.
We can also call our Digital Bank an "Open Bank" in line with the Competition and Markets Authority (CMA) report proposing "an Open Banking Revolution" that was published in the UK press on August 9th..

This is our starting-point :-
  • Atom "The UKs first bank built exclusively for mobile"
  • Marcus (an American Challenger Bank from Goldman Sachs).
  • Mondo Bank (added Dec 4th. 2016)
  • Monzo Bank (UK) (added Dec 4th. 2016) - i reported on jAN 10th. that Monzo opened
    customer operations centre in Cardiff with 950,00 from Welsh Government.
  • Revolut and the Wikipedia Entry (added Nov25th. 2017)
  • Shawbrook Bank (Wikipedia Entry)
  • Starling Bank
  • Tandem Bank
    Here are more details of our approach to Generic Banking


    A Template for a Digital Bank



    An Open Banking API from Apigee which offers an Open Banking APIx to be required by the forthcoming EU Financial Services Directive, but the UK will not be affected.


    Barry Williams
    Principal Consultant
    Database Answers Ltd.
    London, England
    January 20th. 2019


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