|Our Banking Data Platform 2020
Banking Data Platform
The FT article referred to above identifies three possible sources of disruption :
1.Payments Transformation, with one possibility being real-time settlements via
2.Peer-to-peer Lending, in which new platforms disintermediate the traditional
businesses in matching savers with investments.
3.Big Data – “this might transform the quality of lending, which would be a good
thing. But the most striking effects are likely to be felt in insurance. With new
monitoring devices, insurers might gain direct knowledge of the quality of driving or
of the state of the clients’ health”.
Our new Banking Data Platform 2020 reflects this article.